The Pensionado Visa is one of the most generous retirement residency programs in the world, and the internet is full of good breakdowns of its legal requirements and discounts. What's much harder to find before you commit is a clear, honest sense of where in Panama you'd actually want to live — Panama City's cosmopolitan pace, the highland calm of Boquete, or a beach town like Coronado or Pedasi — and what daily life looks like in each.

 

We're a local tour company, not a law firm or a visa processor. What we do is give retirees considering the move a full day with a bilingual, locally based guide, visiting the neighborhoods, healthcare facilities, and communities that matter — before you make any legal or financial commitment.

​

​Quick Facts

​​

• Permanent residency available to foreign retirees with qualifying pension income

• Legally mandated discounts on healthcare, hotels, restaurants, and travel

• Application is a legal process — we recommend working with a licensed immigration attorney at TEMTE Consulting.

• Requirements and thresholds are updated periodically — always confirm current figures directly with Panama's National Immigration Service or your attorney

​

Visit Before You Decide

​

Panama City offers world-class private hospitals and cosmopolitan infrastructure. Boquete draws retirees who want cooler highland temperatures and a slower pace. Coastal towns like Coronado and Pedasi offer beach living with a growing expat community. Reading about these differences online only goes so far — our Relocation & Orientation Tour puts you in the neighborhoods themselves, with time to ask the questions that matter to you specifically: healthcare access, real estate, daily logistics, and the expat community in each area.

 

​

​

Read Before You Visit

​

Our Cost of Living Guide, Housing Market & Expat Living Guide, and Ultimate Relocation Guide & Checklist are written from lived experience, not government fee schedules. They're a practical starting point before your first trip — or your first conversation with an attorney.

 

Browse our Panama living guides

 

 

 

​

👉 Contact Us Now